Permit me to give you these words of wisdom sent to me.

It will also be a great blessing to you. 

Please read and meditate on them:

1. ON EARNING:

Never depend on single income. Make investment to create a second chance.

2. ON SPENDING:

If you buy things you do not need, soon you will have to sell things you need.

3. ON SAVINGS:

Do not save what is left after spending, but spend what is left after saving.

4. ON TAKING RISK:

Never test the depth of a river with both feet.

5. ON INVESTMENT:

Do not put all eggs in one basket.

FEW TIPS YOU HAVE TO DO TO SUCCEED

1⃣Positive Attitude(Mtazamo Chanya)
You have To Be Positive Always No Matter how Hard The Situation Is.

2⃣Persistence
Keep on doing it,jus do it,come sun come rain it has to Be Done,you jus Do it.

3⃣Perseverance
Kuwa Mvumilivu Hadi Mwisho

4⃣Consistence
Fanya kitu kwa Mwendelezo

NGUZO 5 ZA MAFANIKIO YA FOREVER BUSINESS

1⃣TUMIA BIDHAA

According To My Experience,Mostly ya FBO's Wengi wanaoshindwa kuretail Ni Kutozitumia Bidhaa.

Wewe Ndo Mteja Wa Kwanza Katika Biashara Yako,ukitumia bidhaa unapata experience ya bidhaa yako,utaiamini mana tayar unaijua,hiyo pia itakujengea ww CONFIDENCE ya Kushare na Mwingine,sasa wewe unanunua Bidhaa Na Kuziweka Kwny Kabati afu unaendelea kutumia sabun o dawa ya meno ya Brand XYZ,unadhan kuna mtu atazinunua..?? USE THE PRODUCTS

The sweatier you are, the better you’ll smell

Scientists claim to have developed a perfume that smells better the more the wearer sweats.

Researchers from Queen’s University Belfast have created a liquid that releases more of its fragrance when it comes into contact with moisture.

The perfume designed by Queen’s Ionic Liquid Laboratories (QUILL) is made up of a raw fragrance that scientists “tagged” on to an odourless ionic liquid (salt in the form of liquid).

The resultant “perfumed ionic liquid” emits aroma when it comes into contact with water, allowing more of the scent to be released on to a person’s skin.

The scientists say the perfume also has the ability to remove the bad odours that come from sweat, as compounds responsible for the smell are attracted to the ionic liquid, attaching themselves to it and losing their potency.

The university believes the breakthrough could potentially provide a new way to develop products for the personal care market.

QUILL researchers are working with a perfume development company to identify a number of product ideas that could eventually be sold in shops.

Project leader Nimal Gunaratne, from the QUILL research centre, said: “This is an exciting breakthrough that uses newly-discovered ionic liquid systems to release material in a controlled manner.

“Not only does it have great commercial potential, and could be used in perfumes and cosmetic creams, but it could also be used in other area of science, such as the slow release of certain substances of interest. This innovative development demonstrates the drive of researchers at Queen’s to advancing knowledge and achieving excellence for the benefit of society as a whole.”

The research was carried out by Dr Gunaratne, Ken Seddon, and Peter Nockemann.

Santander and Deutsche Bank fail US 'stress tests'

Santander and Deutsche Bank have failed a US "stress test" designed to assess whether lenders can withstand another financial crisis.

The review, carried out by the Federal Reserve, gauges whether the biggest banks operating in the US have the "ability to lend to households and businesses even in times of stress".

Clothes retailers accused of labour abuses in Cambodia

The worst abuses were reported in smaller subcontractor factories, says Human Rights Watch

Several High Street and high-end fashion brands have been implicated in a report on labour abuses in Cambodia.

Human Rights Watch says it has uncovered alleged abuses at Cambodian garment factories that supply Marks & Spencer, Gap, H&M, Adidas and Armani.

Tanzania albinos: 32 witchdoctors held in anti-murder drive

Albinism affects around one in every 1,400 Tanzanians

Tanzanian police have arrested 32 witchdoctors in the north-western Geita region as part of efforts to halt the killings of albinos.

On Thursday, four people were sentenced to death for the 2008 murder of an albino woman in the same area.

The government outlawed witchdoctors in January as part of a campaign to halt the killings.

Witchdoctors believe the body parts of albinos have special powers, bringing success and good luck.